A discussion arose on social media regarding the choice between earning an annual income of 4 million Indian rupees in India or about $1.89 million USD per year in America. Content creator Umang Choudhary shared his opinion, stating that he would prefer the American salary of $200,000 over the Indian package of 4 million rupees.
The reasons for his choice lie not only in the higher earnings but also in the opportunities for savings and career growth.
In a video published by Umang Choudhary on Instagram, he compared the wage levels in India and the USA. He emphasized that even when choosing between 4 million rupees in India and $100,000 in the USA, he would still choose the option in America.
Umang justified his choice by saying that specialists in America's technology sector can start their careers with a salary of around $100,000. According to his forecasts, this income could grow to $200,000 in two to three years. However, he clarified that this is only potential career growth, which is not guaranteed to every employee.
In his video, Umang presented a calculation of the annual income of $200,000. According to his estimates, approximately 20–25 percent of this amount would go towards taxes, amounting to about $50,000. Additionally, he budgeted $50,000 for living expenses and other costs. Thus, he believes a person can save about $100,000 annually.
Umang believes that with this level of savings over three to five years, one can build a significant fortune, forecasting accumulation up to 50 million rupees over five years. He added that this calculation is based on his assumptions, as actual savings depend on many factors such as taxes, housing, family, medical insurance, and lifestyle.
Umang did not limit himself to financial aspects, considering the advantages of working in the USA. He noted that working there for three to five years can contribute to changes in professional experience and worldview. The acquired experience can be useful in future career paths. He also mentioned that after several years of working in America, a person has a range of options: they can return to India, move to another country, or stay in the USA. This decision will depend on personal circumstances, such as family, relationships, and visa status. Furthermore, Umang listed clean air and improved living conditions as among the pros of America.
Social media users' opinions on Umang's view were mixed. One user would prefer to stay in India with a salary of 4 million rupees, as peace of mind from being near family and friends is more important to them. This same user also noted that the salary of 4 million rupees in India could increase to 6–8 million or even more in the future. Another commentator stressed the importance of proximity to family and friends in India, as well as help with daily tasks. In turn, one user pointed out the high costs in America, including taxes, property taxes, car insurance, and health insurance.
It becomes clear from this discussion that it is impossible to determine which country will be more profitable for work based solely on salary figures. Although the income may be higher in America, there are also other significant expenses there, such as taxes, housing, and medical insurance. At the same time, the experience of living with an annual salary of 4 million rupees in India can vary depending on the city, family, and spending habits.
