In the third quarter of 2026, Octobank demonstrated significant financial growth, increasing its profit by 57.53% compared to the same period last year. In the first nine months of 2026, the bank's profit reached 266.36 billion soums. Furthermore, the bank expanded its services by enabling Apple Pay and Google Pay support for internet acquiring partners and increasing corporate clients' capabilities for international settlements to sixteen different currencies.
As of October 1st, Octobank's assets amounted to 14.62 trillion soums, representing a year-on-year increase of 178.87%. The bank's loan portfolio grew by 104.56%, reaching 832.68 billion soums. Equity capital increased by 38.93% to 1.30 trillion soums. The volume of liabilities showed impressive growth of 209.21%, rising from 4.31 trillion to 13.32 trillion soums.
The bank's financial indicators include a Return on Equity (ROE) of 27.4%, authorized capital of 500 billion soums, and net interest income of 439.39 billion soums. Octobank's client base exceeded 3.66 million people, and the staff numbers 487 employees.
During the third quarter, Octobank launched three new credit products: the 'Mortgage' program for housing acquisition, 'Auto Credit 1.0' for purchasing new cars, and 'Auto Credit 2.0' for used cars. Internet acquiring partners now have access to payment acceptance via Apple Pay and Google Pay. Among the first major companies to implement this feature were Uzbekistan Airways and Centrum Air, allowing their passengers to pay for tickets with digital wallets using tokenization technology for card data protection.
For corporate clients, options for currency conversion operations and international payments were expanded, now supported in 16 currencies. These currencies include the Chinese Yuan, Singapore Dollar, Swiss Franc, Polish Zloty, Czech Koruna, Canadian Dollar, Mexican Peso, Australian Dollar, and Japanese Yen. Additionally, Octobank strengthened partnerships with both local and foreign financial institutions, providing them with the necessary infrastructure to develop their own services.
In the mobile applications of partners such as Paynet, Microcreditbank, Asia Alliance Bank, BRB, Anorbank, and the Bank of Tajikistan Development, capabilities for making international transfers to Turkey, China, Tajikistan, and other countries have appeared.
In the third quarter, the bank confirmed its compliance with the international standard PCI DSS v4.0.1 regarding the protection of payment card data. Octobank also received the international ISO 37001:2025 certificate in the field of anti-corruption management system. These achievements strengthen Octobank's status as a reliable financial institution whose activities are based on the principles of responsibility, transparency, and security, contributing to increased trust from both clients and international partners.
Octobank was awarded twice within the International Global Banking & Finance Awards 2026. The bank received recognition in two nominations: 'Best Digital Bank in Uzbekistan' and 'Best Treasury Operations Bank in Uzbekistan'. This award recognizes the successes of financial organizations in developing digital solutions, banking services, and treasury operations.
At the Silk Road Finance & Technology Forum, held in Tashkent from August 24 to 26, Octobank served as a main partner. Representatives from seven departments of the bank presented solutions in the areas of acquiring, Open Banking, and cross-border payments to foreign guests.
In China, at the CIFIT event, an Octobank delegation held negotiations with international financial institutions regarding correspondent relationships, international settlements, treasury operations, and trade finance. These areas contribute to the development of channels for cross-border payments and the expansion of corporate client service capabilities.
From September 28 to October 1, the Octobank delegation participated in SIBOS 2026 in Miami, holding over one hundred business meetings over four days. The bank was the only representative of the Uzbek banking sector to have its own stand at the forum. Negotiations took place at SIBOS with organizations such as BNY, Raiffeisen Bank International, ICBC Standard Bank, China Construction Bank, Standard Chartered, Société Générale, Landesbank Baden-Württemberg, and Citi Bank. Issues concerning currency and interbank operations, trade finance, and payment solutions were discussed.
The bank's international program in the USA continued in New York, where the bank showcased its capabilities to an international audience on Times Square, becoming one of the first banks from Uzbekistan represented in this iconic location.
Parallel to the financial and technological progress in the third quarter, Octobank continued to participate in socially significant projects. As part of the celebration of World Savings Day — 2026, together with the Central Bank, the bank held open lectures on financial literacy at the University of World Economy and Diplomacy, as well as at the State Institute of Arts and Culture of Uzbekistan. Students discussed topics such as expense planning, personal budget management, and savings accumulation.
A 'Case Club' was launched on the campus of the 'New Uzbekistan' University, which allows students to apply theoretical knowledge to real business problems and gain insight into practical work in the banking sector through interaction with specialists. Supporting the intellectual potential of youth remains an important direction for Octobank's long-term contribution to societal development.
Thus, the third quarter of 2026 marked a significant stage for Octobank, characterized by growth in financial indicators, improvement in banking products and payment infrastructure, and increased activity in the global financial arena.
