PNB Housing Finance reported a 6% rise in net profit for the second quarter ending September 2026, reaching 617 crore rupees. Meanwhile, net interest income increased by 15% to 878 crore rupees, and gross non-performing assets (NPA) decreased to 0.91%.
The housing finance company reported a 6% increase in net profit compared to the same quarter last year, when the profit was 582 crore rupees. According to regulatory filings, the company's total income for the quarter rose to 2,424 crore rupees from 2,131 crore rupees a year earlier.
Interest income reached 2,289 crore rupees, which is higher than the figure of 2,017 crore rupees in the previous year. Net interest income increased by 15%, amounting to 878 crore rupees compared to 765 crore rupees in the quarter last year. The net interest margin remained unchanged at 3.67 percent.
Gross non-performing assets (NPA) reduced to 0.91% as of the end of September 2025, down from 1.04% on the same date. The capital adequacy ratio decreased to 27.02% as of September 30, 2026, compared to 29.80% at the end of the second quarter of the previous fiscal year.
As of September 30, 2026, the company's assets under management reached 98,210 crore rupees, showing a growth of 17%.