Indian Railways has decided to extend its Optional Tourist Insurance Scheme (OTIS) for passengers purchasing reserved tickets through the Passenger Reservation System (PRS) counters, starting from October 27. This decision was made in accordance with Supreme Court directives.
Under this scheme, passengers have the option to obtain insurance by paying a fee of 45 paise per person. This insurance provides coverage up to 10 lakh rupees in case of death or total permanent disability resulting from a railway accident or unforeseen incident.