McLaren has launched a zero annual interest financing offer in the United States for the 2025 and 2026 Artura Coupe, which is presented as the British manufacturer's entry-level model.
This promotional condition is attracting attention, given that the coupe has an initial price of US$ 260,400 (approximately R$ 1.35 million), a value that would normally be paid in cash by the consumer.
According to information obtained by the CarsDirect portal from a statement by the automaker to dealerships, there is also an extended financing option for 72 months with an interest rate of 2.99% per year. Previously, the rate for the 36-month period was 1.99%, and the zero-interest modality was scheduled to start in July.
The offer may be accessible to buyers with a FICO score, an indicator similar to the Serasa score, in the range of 700, within the scale up to 850, without needing to have an impeccable credit history.
With optional extras included, the cost can rise to US$ 295,400 (about R$ 1.53 million), even before considering accessories. The Artura is equipped with a 3.0-liter twin-turbo plug-in hybrid V6 engine, generating 700 horsepower and 73.4 kgfm of torque. This promotion is valid only until September 30th and applies exclusively to the coupe, excluding the Artura Spider version.
The possibility of financing a vehicle of this size is less uncommon than one might think. A survey conducted by the consultancy Cox Automotive, cited by Capital One bank, revealed that only 8.5% of Americans who purchased cars over US$ 100,000 in 2021 opted for cash payment.
Darren Selig, founder of JBR Capital, a British financial institution specializing in supercars, commented to Autocar magazine that large fortunes tend to be invested in companies and other assets rather than sitting idle in bank accounts. He argued that keeping capital in a depreciating asset can result in higher costs than keeping it generating returns, a logic that zero interest accentuates.
Nevertheless, CarsDirect itself estimates that the reduced term of 36 months is unlikely to attract a large number of buyers.
According to Automotive News, citing an unnamed source, the Artura is expected to be discontinued in 2028. This was the brand's first plug-in hybrid model, and its launch was postponed by more than a year due to semiconductor shortages. Furthermore, it arrived on the market presenting quality issues that McLaren took years to resolve, as reported by the publication.
The GTS model is also set to be phased out, with production ending scheduled for 2027. Meanwhile, the 750S is in its final phase, although McLaren has not yet set a definitive date for its withdrawal. The new 788HS, a track-derived version of the 750S, serves as a farewell to the line. The GTS and 750S models also offer special financing in the US, with interest rates of 3.99% per year over a 60-month term.
Despite these changes in the portfolio, McLaren confirmed that the two-seater supercar will remain in production. The next generation will feature internally developed hybrid engines, and rumors suggest that a new, even more powerful hybrid supercar may emerge around 2028, with higher torque and a price exceeding that of the Artura.